Posts

Hypo Venture Capital Asset Allocation: A Sound Investment Strategy Part 2

Here at Hypo Venture Capital we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

In today’s complex financial markets, you have an impressive array of investment vehicles from which to select. Each investment also carries some risks, making it important to choose wisely if you are selecting just one.

The good news is that there’s no rule that says you must stick with only one type of investment. In fact, you can potentially lower your investment risk and increase your chances of meeting your investment goals by practicing “asset allocation.”

Asset Allocation Can Work

For instance, at age 25 you may decide to invest with the goal of retiring in comfort within 40 years. Most likely, your investment goal is to achieve as much growth as possible — growth that will outpace inflation substantially. In aiming to reach this goal, you may allocate 70% of your assets into aggressive growth stocks, 20% into bonds, and 10% into money market instruments. You have years to ride out the wide fluctuations that come with stocks, but at the same time, you potentially lower your risk with your bond and money market holdings.

Because your goals and circumstances are unique, you may want to talk with an investment advisor who can help you tailor an allocation strategy for your needs. Generally, your asset allocation will change as you reach different stages in your life, as your investment goals also change along with these shifts in lifestyle.

If you have been investing aggressively for retirement for more than 20 years and are now less than 10 years from retiring, protecting what your investment may have earned from market ups and downs may become more important. In this case you may want to gradually shift some of your stock allocation into your bond and money market holdings. Keep in mind, however, that many financial experts recommend that stocks be considered for every portfolio to maintain growth potential.

A Simple Process, Some Dramatic Potential Results

Asset allocation is a simple concept, yet vital to long-term investment success. In fact, a landmark study cited in Financial Analysts Journal shows that about 90% of the variability of average total returns earned by balanced mutual funds and pension plans over time was the result of asset allocation policy.3 For many individual investors, the asset allocation decision amounts to choosing what types of mutual funds to invest in and the amount to invest in each type of fund. Others may want to add individual securities to this mix after exploring their investment options.

Regardless of the asset allocation strategy you choose and the investments you select, keep in mind that a well-crafted plan of action over the long term can help you weather all sorts of changing market conditions as you aim to meet your investment goal(s).

Points to Remember

1. Asset allocation is the way in which you spread your investment portfolio among different asset classes, such as stocks and stock mutual funds, bonds, and bond mutual funds.

2. When prices of different types of assets do not move in tandem, combining these investments in a portfolio can help reduce the variability of returns, commonly referred to as “market risk.”

3. Mutual funds are pools of securities, usually offering diversification within a single asset class. Some mutual funds may include several asset classes.

4. The asset allocation that is right for you depends on your investment time frame, goals, and tolerance for risk.

5. As your investment time frame and goals change, so might your asset allocation. Many financial experts suggest reevaluating your asset allocation periodically or whenever you experience a milestone event in your life such as marriage, the birth of a child, or retirement.

Want to know more?

Hypo Venture Capital is an independent investment advisory firm which focuses on global equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help our clients make the best possible investment decisions. All views, comments, statements and opinions are of the authors. For more information go to www.hypovc.com

Hypo Venture Capital is an independent investment advisory firm which focuses on global equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help our clients make the best possible investment decisions. All views, comments, statements and opinions are of the authors. For more information go to www.hypovc.com

Find More Venture Capital Articles

Analyzing the DoD's new acquisition strategy, more R&D–less procurement (Executive research project) Reviews

Analyzing the DoD’s new acquisition strategy, more R&D–less procurement (Executive research project)

Analyzing the DoD's new acquisition strategy, more R&D--less procurement (Executive research project)

Price:

Find More Project Executive Products

Trunaround Strategy

Postgraduate Diploma in Management(PGDIM)/ Master of Business Administration Banking and Finance(MBF): MS-11 Strategic Management
Video Rating: 3 / 5

IBank offers MLM strategy

IBank offers MLM strategy
The Islamic Bank of Thailand (IBank) plans to attract 20000 new customers over the next 3-5 years using a new multi-level marketing strategy. Uraiwan Maneechote, a senior executive vice-president, said the new Ibank Family Member (IFM) programme will …
Read more on Bangkok Post

David Jones Seen Luring LBO on Lowest Value Since '04: Real M&A
After Australia's second-largest department store operator also projected its smallest annual profit in six years, the company is trading at 1.4 times the value of its assets minus liabilities, a level not seen since May 2004, according to data …
Read more on BusinessWeek

Crédit Agricole Egypt announces its Q1 2012 financial results and market strategy
For 2012, CAE is adopting an ambitious multi-segment development strategy. The strategy will focus on both the individual and corporate levels with the objective of offering an efficient and specific banking services to each category of clients based …
Read more on AME Info

B2B Search Summit Responds to Popular Demand: New Search Marketing and Social Media Strategy Sessions

San Francisco, CA (PRWEB) June 3, 2010

Today B2B Marketers are challenged with integrating Search Marketing and Social Media into their marketing plan, and building a solid strategy has never been more important to B2B organizations. Even though Search and Social Media Marketing has proven to dramatically increase conversions and drive more leads, B2B Marketers still have unanswered questions on best practices. The B2B Search Strategy Summit will bring together more than 150 Senior B2B Marketers to learn from 13 top-notch Search Marketing and Social Media leaders who will share strategies, review case studies and outline “The Top 7 Ways to Increase Your B2B Search Marketing Profits in 2010” on June 23 in San Francisco, CA. B2B Search Strategy Summit sessions will lay the foundation for how B2B Marketers should be leveraging Search Marketing, Blogs, Online PR and Social Media to drive customer action and fill the sales funnel with more qualified leads.

The B2B sector is shifting marketing initiatives and focusing on different strategies in order to gain optimal results via Search and Social channels. This Summit brings together 13 top B2B Strategists who will offer proven solutions for Search Marketing, Online PR, Social Media, Blogging, Landing Page Optimization and more.

“I am excited to join other online marketers at the B2B Search Summit in San Francisco next month and I am looking forward to speaking on the panel, Expert Hot Seat: Your Most Pressing B2B Search Questions Answered,” said Patricia Neuray, Vice President Sales & Marketing, Business.com. “My team consists of both B2B marketers and a sales team focused on other B2B markets so this event is of particular interest to Business.com. We are sponsoring the Summit because it is important for B2B online marketers to come together and collaborate, share best practices, and learn from one another’s B2B search marketing challenges in an open forum and discussion.”

B2B Search Strategy Summit Speaker At-A-Glance View Complete Speaker Information

Mary O’Brien: Founder and Chairman of PPC Summit, AdWords Advantage Online Summit and B2B Search Strategy Summit. O’Brien will lead the Case Study Session: Hear From Your B2B Peers, Learn Their Secrets to Success.

Gord Hotchkiss, CEO, Enquiro: sharing insights on B2B buyers and their buying practices garnered from the “BuyersSphere” project – amazing B2B lessons that B2B Marketers can adapt and apply to their business immediately.

Jay Middleton, Senior Manager, Worldwide Search Marketing, Adobe: covering B2B Search Marketing campaign metrics and measurement, examples of mapping keywords to lead scoring and how sales can utilize search and keyword insights for lead qualification improvements.

Lee Odden – CEO, TopRank Online Marketing: exploring why Blogs and Social Media should be part of every B2B Marketers toolkit and why it might be the easiest way to generate customer ambassadors and gain more quality leads.

Patricia Neuray – Vice President of Sales and Marketing, Business.com – leading the Expert Hot Seat on the Most Pressing B2B Search Marketing Questions.

The Summit will wrap up with an exclusive ‘Meet the Experts’ reception where participants will have a chance to network with expert B2B Strategists and Summit Sponsors including Business.com, Enquiro, Marin Software and WordStream. The B2B Search Summit is also proud to partner with the following industry leaders; Direct Marketing Association Northern California (DMANC), Business Marketing Association Southern and Northern California, B2Bbloggers.com, International Internet Marketing Association (IIMA), Mashable, Search Marketing Standard, SEMPO, SEMpdx, Target Marketing Group and Visibility Magazine.

Interested Senior B2B Marketers should register now as space is limited for the full day of strategy sessions on June 23, 2010 at the InterContinental San Francisco, CA. For more information or to register online by June 4th and get the early bird rate, please go to B2B Search Strategy Summit.

###







Find More Social Media Marketing Plan Press Releases

IE Professor David Bach on Non Market Strategy: The Next Frontier in Competitive Advantage

IE Professor, David Bach discusses the importance of looking beyond traditional drivers of competitive advantage within markets, and finding opportunities in the nonmarket environment. As CEOs increasingly worry about political and regulatory pressures, he proposes to proactively engaging nonmarket actors and building competitive advantage through nonmarket strategy.
Video Rating: 5 / 5

An interview with AG Lafley, Chairman and CEO, Procter & Gamble. Innovation is at the core of P&G’s business strategy. See how P&G makes innovation an everyday practice in their organization.

Strategy from the Outside In

Even in the worst business environment in memory, some companies have gained market share, grown revenues and profits, and created more value for customers. Indeed, some have managed consistent market share, profit, and customer value growth through the boom-and-bust business cycles of the last twenty years. These are not flash-in-the-pan companies. They are the likes of Johnson & Johnson, Procter & Gamble, Fidelity, Cisco, Walmart, Amazon, Apple, IKEA, Philips, Texas Instruments, Becton Dickinson, and Tesco. We’ve spent years looking at these companies (and many less successful ones) searching for patterns and commonalities that explain their stellar results, and we’ve concluded that they offer these important lessons: * These companies approach strategy from the outside in. They begin with the market, not their own capabilities. While that may sound easy, it is incredibly difficult. In the vast majority of companies inside-out thinking dominates practice and inevitably leads to eroding customer value and company profits. * These companies invest in generating and deploying unique market insights to inform and guide their outside-in view. They don’t guess or fly blind. * These companies focus every part of the organization on achieving, sustaining and profiting from customer value. These actions are the major focus of our book because we find it’s what really distinguishes market leaders from other companies that are just muddling through over the long-run. Market

Burger King Business Strategy

Video Rating: 1 / 5

Business Strategy Video for RIM

Business Strategy Video for RIM

Our strategy video for Research In Motion (RIM) – by Group 4, IBSc Management Course, Imperial College Business School 2009, 2010 Produced by Wikum Jayatunga, Natasha Kushal, Cheron Li, Sunny Parikh, Mihir Desai & Sunit Raja
Video Rating: 5 / 5

Professor Richard Rumelt says its simply the focus of resources on business objectives. Visit UCLA Anderson School of Management www.anderson.ucla.edu Click here for more faculty videos from UCLA Anderson School of Management www.anderson.ucla.edu
Video Rating: 4 / 5