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Sad love quotes when you need to cry

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Sad Love Quotes – You say don’t fear your dreams, It’s easier than it seems. You say you’ll never let me fall From hopes so high, But never is a promise And you can’t afford to lie.

 

Sad Quotes – Often the difference between a successful marriage and a mediocre one consists of leaving about three or four things a day unsaid.

 

People think it’s holding on that makes you stronger, but sometimes it’s letting go.

 

I have said nothing because there is nothing I can say that would describe how I feel as perfectly as you deserve it.

 

There is a sacredness in tears. They are not the mark of weakness, but of power. They speak more eloquently than ten thousand tongues. They are messengers of overwhelming grief… and unspeakable love.

 

If you love something, let it go. If it comes back to you, its yours forever. If it dosent, then it was never meant to be.

 

“It’s afterwards you realize that the feeling of happiness you had with a man didn’t necessarily prove that you loved him

 

Sad love quotes – You wondered how you’d make it through. I wondered what was wrong with you. Because how could you give your love to someone else, yet share your dreams with me? Sometimes the only thing you’re looking for, is the one thing you can’t see.

 

Each has his past shut in him like the leaves of a book known to him by heart and his friends can only read the title.

 

Relationships are like glass. Sometimes it’s better to leave them broken than try to hurt yourself putting it back together

 

Sad quotes – Only enemies speak the truth; friends and lovers lie endlessly, caught in the web of duty.

 

There are things that we don’t want to happen but have to accept, things we don’t want to know but have to learn, and people we can” live without but have to let go.

 

Love is as much of an object as an obsession, everybody wants it, everybody seeks it, but few ever achieve it, those who do will cherish it, be lost in it, and among all, never…

never forget it.

 

I hate this feeling, it’s one I know all to well, it’s a thing called heartbreak and it hurts like hell.

 

Over the years your bodies become walking autobiographies, telling friends and strangers alike of the minor and major stresses of your lives.

 

It hurts to breathe because every breath I take proves I can’t live without you.

 

There were many ways of breaking a heart. Stories were full of hearts being broken by love, but what really broke a heart was taking away its dream-whatever that dream might be.

 

Quotes – If the equality of individuals and the dignity of man be myths, they are myths to which the republic is committed.

 

 

Sad Quotes to make you feel better. These Sad Love Quotes have the power to heal your heartbreak and soul. Read Sad Love Quotes

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15 Best Quotes About Celebrities

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Many celebrities have risen to the peak of their field through hard work and dedication. As a celeb, you can get special treatment wherever you go as well as become richer. However, you can also attract stalkers and have no privacy if you are famous.

Listed below are 15 quotes about celebrities you cannot afford to miss.

“Don’t say: ‘can’t do that’, ‘won’t do that’. I’ve never thought in that way about work. The genuine truth, and I do think about this a lot, is that I’m one of the least competitive people you’ll ever meet. Except with myself.” – Daniel Craig

“Failure is a great teacher and, if you are open to it, every mistake has a lesson to offer.” – Oprah Winfrey

“The most talented do not always end up as celebrities, and those with less talent often do. Upsets are written into our history and occur around us every day.” – John C. Maxwell

“I’ve always been famous, it’s just no one knew it yet.” – Lady Gaga

“If there’s any message to my work, it is ultimately that it’s OK to be different, that it’s good to be different, that we should question ourselves before we pass judgement on someone who looks different, behaves different, talks different, is a different color.” – Johnny Depp

(Photo credit: FameFlynet Pictures)

“I don’t like celebrities; I don’t hang out with them; I don’t relate to that life.” – Lady Gaga

“Greatness is not this wonderful, esoteric, elusive, God-like, feature that only the special among us will ever taste. It’s something that truly exists in all of us. It’s very simple. This is what I believe, and I’m willing to die for it.” – Will Smith

“I’m sick to death of famous people standing up and using their celebrity to promote a cause. If I see a particular need, I do try to help. But there’s a lot that can be achieved by putting a check in the right place and shutting up about it.” – Russell Crowe

“I know a lot of celebrities who are perfectly happy to put their name to something and then leave it at that because the money is good, but I need to have complete control over how something is going to look if my name is going to be attached to it.” – Heidi Klum

“When anybody honks at me in traffic, I blush, wave, and shout, “Thanks for being a fan.” Being a celebrity is a 24/7 thing.” – Jarod Kintz

(Photo credit: Christopher Polk/Getty Images North America)

“A celebrity is a person who works hard all his life to be well-known, then wears dark glasses to avoid being recognized.” – Fred Allen

“Look at the way celebrities and politicians are using Facebook already. When Ashton Kutcher posts a video, he gets hundreds of pieces of feedback. Maybe he doesn’t have time to read them all or respond to them all, but he’s getting good feedback and getting a good sense of how people are thinking about that and maybe can respond to some of it.” – Mark Zuckerberg

“I’m not comfortable being around too many people. I don’t like being out in public too much. I don’t like going to bars. I don’t like doing celebrity stuff. So most of the characters I play are people who don’t always feel comfortable beyond their small circle of friends.” – Adam Sandler

“Any actress who appears in public without being well-groomed is digging her own grave.” – Joan Crawford

“I don’t give away my shoes to celebrities for free. I’m only happy when people like what I do and make the effort to buy them. I would not be happy to see people in my shoes if I knew that they had to be paid to do it, that they had to be pushed.” – Christian Louboutin

(Photo credit: Anthony Harvey/Getty Images Europe)

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I graduated from Birmingham University. Currently, I am living with my family in the West Midlands of England and working for a media company. My hobby is writing about current affairs, celebrities and fashion.

FIBAN Business Angel Week with Bill Payne – Syndication (part 2) 7.5.2012, Sitra, Itämerentori, Helsinki Making syndicated angel investments is proven to low…

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Wonderful Quotes on the subject of Happiness

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If you are having great situation in your very own daily life or simply wish anyone all the happiness in their own, you can’t actually beat happiness quotes created by many of the greatest writers and also megastars. As you already know, anytime situations happen to be good you want to reveal the experience to all people or whenever your friend may be sad, you want to boost their own state of mind. Happiness sayings are capable of doing the actual magic. Most beneficial of everything, there’s a enormous number of quotes around simply because the theme is extremely wide-ranging and the feelings so fantastic. Indeed, people are only pleased thinking about all the opportunities!

Great words related to Pleasure

— Quite a few folks are convinced in case they had been in certain different spot, or had a different job, that they would be content. To be honest, this really is doubtful. Thus have all the contentment out of everything that you’re working on and also tend not to turn away really being pleased until some possible big day.

* If a single entry door of pleasure seals, yet another opens; still we continue to look long in the closed doorway and thus we fail to notice doorway which has opened for all

* The most crucial issue is to get pleasure from your lifetime : to always be pleased — it is really pretty much all that matters.

* Most of us react just as if coziness plus high quality are the chief demands for living, while everything we all really need to actually be happy is undoubtedly a thing to get fascinated with

— Contentment does not arrive from doing effortless tasks but out of the spark of pleasure which comes immediately after the accomplishment of your complicated task that demanded your greatest attempts

– The most joyful individuals are people that think the exciting ideas. People who make a decision to use leisure time as the way for mental development, who actually appreciate great music, excellent books, excellent paintings, great interaction, could be the happiest folks on this planet. Also they are usually not merely delighted on their own, they are the very source of joy for other people.

Those are a number of the most incredible sayings about joy. If we seem to be feeling bad, a few of those can indeed be helpful!

You can find other information about Quotes About Happiness and Love Quotes for Him

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20 Famous Quotes on Beauty

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by Kmeron

Beauty is everywhere. Following are 20 famous quotes on beauty that inspire you to admire beauty around you.

“The most beautiful people we have known are those who have known defeat, known suffering, known struggle, known loss, and have found their way out of the depths. These persons have an appreciation, a sensitivity, and an understanding of life that fills them with compassion, gentleness, and a deep loving concern. Beautiful people do not just happen.” – Elisabeth Kübler-Ross

“A woman whose smile is open and whose expression is glad has a kind of beauty no matter what she wears.” – Anne Roiphe

“I’m tired of all this nonsense about beauty being only skin-deep. That’s deep enough. What do you want – an adorable pancreas?” – Jean Kerr

“She walks in beauty like the night Of cloudless climes and starry skies; And all that’s best of dark and bright Meet in her aspect and her eyes: Thus mellowed to that tender light Which heaven to gaudy day denies.” – Lord Byron

“Love is much like a wild rose, beautiful and calm, but willing to draw blood in its defense.” – Mark Overby

“Beauty is only skin deep, but ugly goes clean to the bone.” – Dorothy Parker

“Love of beauty is taste. The creation of beauty is art.” – Ralph Waldo Emerson

“Beauty, more than bitterness, makes the heart break.” – Sara Teasdale

“Never lose an opportunity of seeing anything beautiful, for beauty is God’s handwriting.” – Ralph Waldo Emerson

“For every beauty there is an eye somewhere to see it. For every truth there is an ear somewhere to hear it. For every love there is a heart somewhere to receive it.” – Ivan Panin

“Crying is for plain women. Pretty women go shopping.” – Oscar Wilde

“A thing of beauty is a joy forever: its loveliness increases; it will never pass into nothingness.” – John Keats

“Beauty isn’t worth thinking about; what’s important is your mind. You don’t want a fifty-dollar haircut on a fifty-cent head.” – Garrison Keillor

“Beauty pleases the eyes only; sweetness of disposition charms the soul.” – Voltaire

“People are like stained-glass windows. They sparkle and shine when the sun is out, but when the darkness sets in, their true beauty is revealed only if there is a light from within.” – Elisabeth Kubler-Ross

“Why do beautiful songs make you sad?’ ‘Because they aren’t true.’ ‘Never?’ ‘Nothing is beautiful and true.” – Jonathan Safran Foer

“The world’s biggest power is the youth and beauty of a woman.” – Chanakya

“Plainness has its peculiar temptations quite as much as beauty.” – George Eliot

“Whatever is in any way beautiful hath its source of beauty in itself, and is complete in itself; praise forms no part of it. So it is none the worse nor the better for being praised.” – Marcus Aurelius Antoninus

“Beauty is not in the face; beauty is a light in the heart” – Kahlil Gibran

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I graduated from Birmingham University. Currently, I am living with my family in the West Midlands of England and working for a media company. My hobby is writing about current affairs, celebrities and fashion.

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Christian Spiritual Quotes And Inspirational Sayings

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Whole world is eagerly and remarkably waited for Christmas festival and it is excitedly celebrated with all traditions and rituals and performing prayers religious ways to God. Christmas Christian Sayings are popular ways to come in festive mood and spread merriment to all people around you. It is very popular sayings about Christmas festival and this saying express love, Peace, humanity, feeling, hope, welfare and hearty wishes about the God and the Christianity on Christmas. It teaches you the lessons of the Christianity and makes it easy for other people to believe in God.  
 
Popular sayings of Christianity:-
May the joy and peace always be with Christmas! 
Happy Marry Christmas to all and good night to all of you. ! 
May the blessing of Christmas always with you!
Bless us God with giving lovely peace and humanity as Gifts ! 
 
A good collection of very popular Christmas Christian Sayings to motivate and inspire you. Some of them are very expressive and inspirational, other sayings are new and hoping.   These inspirational sayings tell you the lessons of the peace, joy, and happiness and they will be glad having special and unique saying in the honor of this religious festival. This festival is celebrated throughout the year with great fun, joy and cheerful. Very importantly, you can learn a lot of things about the Christianity and all the principles of Christianity can be applied in your life and they can feel everything is right and good for being welfare.
 
Christmas Greeting sayings are always memorable and inspirational sayings, which tell you how you live and what types of principles should be applied in your life.  The sayings about Christmas are very unforgettable and memorable and tell the truth and reality of Christianity.  Christmas Greeting sayings are the most popular part of greeting cards, which can be sent to your loving and dear ones.  Greeting cards and hearty greeting cards are always sent to remember sweet and lovely memories of your lifetime. Free Christmas Sayings are good ways to express love and affection and spread cheerfulness and happiness to your dearest and loving ones.
 
Christmas greeting sayings are the most popular and romantic sayings are very memorable and interesting covering the different aspects of this religious and lovely festival in India. This festival is the best time to say something very special, enjoying the every moment of Christmas family.  Sending funny and romantic Christmas messages and wishes is a good way to wish happy marry and marry Christmas day. Nowadays, funny and memorable quotes are very popular and memorable on this special day, when you are going to propose your girlfriends and family members. These quotes will help you lot in motivating your girlfriends towards you. So, really and really, enjoy very pretty and lovely Christmas quotes, while you are going to motivate your girlfriend.  Therefore, you can send these greeting cards and beautiful gifts to the dearest and loving ones.      
 

 

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15 Quotes From Gwyneth Paltrow

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Gwyneth Paltrow is one of the biggest stars in Hollywood, winning a number of trophies at various awards such as Academy Awards, Golden Globe Awards, Screen Actors Guild Awards, to name a few. The 41-year-old actress has starred in many movies, including “Shakespeare in Love,” “Iron Man” and “Glee.”

Following are 15 quotes from Gwyneth Paltrow, who was named the world’s most beautiful woman in 2013 by US magazine People.

“My life is good because I am not passive about it. I invest in what is real. Like real people, to do real things, for the real me.”

“I’ve had a great deal of suffering in my life. I’ve lost people – my first cousin, my best friend in a car accident. I’ve had a lot of really heartbreaking, difficult things. But all of those things have strengthened my resolve to make the best of my life.”

“Even actresses that you really admire, like Reese Witherspoon, you think, ‘Another romantic comedy?’ You see her in something like Walk the Line and think, ‘God, you’re so great!’ And then you think, ‘Why is she doing these stupid romantic comedies?’ But of course, it’s for money and status.”

“The best way to mend a broken heart is time and girlfriends.”

“It’s a waste of time for people to say things they think other people want to hear, or try and come off in a certain way. I try to be as honest as I can.”

(Photo credit: David Becker/Getty Images North America)

“When I pass a flowering zucchini plant in a garden, my heart skips a beat.”

“You know, I use organic products, but I get [laser treatment]. It’s what makes life interesting, finding the balance between cigarettes and tofu.”

“We’re human beings and the sun is the sun—how can it be bad for you? I don’t think anything that’s natural can be bad for you.”

“Some days I feel like everyone in my world has plugged themselves into my kidneys. I’m so tired.”

“I would be scared to go under the knife, but you know, talk to me when I’m 50. I’ll try anything. Except I won’t do Botox again, because I looked crazy. I looked like Joan Rivers!”

(Photo credit: Jason Merritt/Getty Images North America)

“Taking care of yourself is being there for your kids, like how on a plane, they tell you to put on your oxygen mask first.”

“I know people that I respect and admire and look up to who have had extra-marital affairs.”

“I try to avoid barbecue potato chips. They’re my weakness.”

“The simpler things are, the happier they are.”

“I say what I think, and I stand behind what I say.”

(Photo credit: Michael Buckner/Getty Images North America)

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I graduated from Birmingham University. Currently, I am living with my family in the West Midlands of England and working for a media company. My hobby is writing about current affairs, celebrities and fashion.

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3 Inspirational Quotes to Help You Become More Successful

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3 Inspirational Quotes to Help You Become More Successful

Lots of successful people have been inspired by the success of others especially those who  acquired tremendous wealth and became the center of envy by those who are a little underprivileged. These people became what they want, because they copied from those who were ahead of them and it was followed from generation to generation. It becomes a trend and nobody want to be left behind and so the process continues. Successful people are always the inspirations by those who want to follow their footsteps.

I have selected some quotes from famous people who contributed to the world to become an inspiration to mankind and embraced to enjoy.

1. Napoleon Hill

“Before success in any man’s life he is sure to meet with much temporary defeat and, perhaps, some failure. When defeat overtakes a man, the easiest and most logical thing to do is to quit. That is exactly what the majority of men do”.

This is true to those who are not so serious to succeed. Most people are eager to start when they are still in its early burst of enthusiasm. As the days and even months continued, and there work is still halfway to the finish line, they tend to become disinterested anymore and later on quit without giving justice to what they have started to see its course.

I am one of the victim of these early-to-start-early-to-quit mentality. I’ve started a project with the intention of getting it done on time based on my time table. But, as the time have passed and nothing came out into manifestation, I became frustrated and leave the work unfinished. This happened many times in my life, I became easily frustrated and ended up in a state of solitude and self pity.

Until I finally realized, and with the help of this quotes of Napoleon Hill, I was able to manifest a true change in my life.

Now, anything I commenced, either it be a simple task to a more complicated ones, I always stick to this inspirational quote as a guide for me to go on with my plans until the final result becomes apparent.

2. Calvin Colidge

“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than successful people with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is filled with educated derelicts.  Persistence and determination alone are omnipotent. The slogan “Press On” has solved and always will solve, the problem of the human race”.

This is the most excellent quote I’ve encountered from the famous Calvin Coolidge. The content from it, is so magnetic that I am carried away by its meaning. Usually, many individuals are proud with their lots of recognitions and diplomas, thinking that those recognitions could bring them to success. So they end up waiting for some opportunities to arrive them without making some efforts to utilize those enormous resources they possesses.

No matter how you possess all those positive resources, if you’ll not exert your efforts to follow what you desires, nothing would comes out into reality.

3. Theodore Roosevelt

“The most important single ingredient in the formula of success is knowing how to get along with people”.

Public relation plays an important role in the life of a person. It’s through getting along with people that you can be classified as a real person who can be treated the way others treat you. It’s a way how people value you as an  individual when you showed your inner self as well as your potentials to be of more important for them. Through your good rapport with your peers, you’re considered as a part of their lives, and because you’re not foreign to them, they’re all at peace to seek your help without any second thought whatsoever. They’re open to all their problems at your own disposal to give a quality solutions.

With this quality you possess, your success becomes more apparent to show its course.

Cris Ramasasa is a retired Horticulture teacher for 29 years and Freelance writer. Writes home gardening tips and resources. Written ebooks titled: Discover How To Get Started In Flower Gardening and Vegetable Gardening Made Easy and lots articles related to his area of expertise. Visit his site at: www.crisramasasa.com for more tips, free articles and ebooks and lots of valuable resources.

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20 Best Quotes From Scarlett Johansson

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Scarlett Johansson is half Danish and half Polish with natural red hair that makes her look distinctive from others. After splitting from her husband Ryan Reynolds, the 29-year-old actress got engaged to French journalist Romain Dauriac. The happy couple are now expecting their first child together in August 2014.

Following are 20 best quotes from Scarlett Johansson. Let’s check out now.

“I went through this realization that acting, at its heart, is the ability to manipulate your own emotions.”

“I have a lot of actor friends who worked with their parents closely and have had really horrible experiences. They end up suing or being emancipated. The wonderful thing about my mom [who is also her manager] is that she completely respects my creative weirdness and supports any decision I make.”

“I hope they make a video game of me. At least I wouldn’t have any cellulite then.”

“I’ve never considered myself a femme fatale as I’ve never seduced anyone and ruined their lives. At least as far as I know.”

“I’m so tired of hearing casting directors ask if I have a sore throat. The people who have told me that my voice is distinctive, it’s unusual … those people have always been close to my heart

(Photo credit: Marc Piasecki/Getty Images Europe)

“I find beauty in unusual things, like hanging your head out the window or sitting on a fire escape.”

“I never struggled with trying to figure out what it was I wanted to do or what made the sparks go for me.”

“I am very independent. I can look after myself but I still need a lot of love and care.”

“I definitely believe in plastic surgery. I don’t want to be an old hag. There’s no fun in that.”

“I don’t talk about my personal relationships, it always ends up kicking you in the face. But I’ve read a lot of things about myself and think, ‘Wow! That girl sounds really saucy.”

(Photo credit: Vittorio Zunino Celotto/Getty Images Europe)

“I do think on some basic level we are animals and by instinct we kind of breed accordingly. But, as much as I believe that, I work really hard when I’m in a relationship to make it work in a monogamous way.”

“I’ve always been very determined, ever since I was a little girl, to make my way.”

“Tons of that stuff comes to me, but a lot of it is awful. All these teenage slaying movies, and movies about girls that have deformities that become cheerleaders and then marry the prom king!”

“I would never knowingly go into a film that I wouldn’t pay to see, or something that didn’t challenge me.”

“I’m very independent. I can look after myself but I still need a lot of love and care.”

(Photo credit: Rob Kim/Getty Images North America)

“I once heard that women dress for women — not for men — and I think that has some truth to it. Men, what do they know? They don’t know if you gain or lose five pounds. They’re oblivious to those kinds of things. A lot of men will say “I like you just as you are.” And you’re like “But I’m bloated!” If they’re attracted to you, they’re attracted to you.”

“I’m curvy – I’m never going to be 5′ 11′ and 120 pounds. But I feel lucky to have what I’ve got.”

“I just want to work on things that are really hard, and when I’m not working on things that are really hard, I want to hang out with people I like to be with, and that’s it.”

“You work hard making independent films for fourteen years and you get voted best breasts.”

“You’re married, and suddenly you have your own family. There’s a nice comfort in that. That part of your life is certain … You’ve got your home in that other person.”

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Scarlett Johansson and new boyfriend Romain Dauriac step out in matching puffer jacket

I graduated from Birmingham University. Currently, I am living with my family in the West Midlands of England and working for a media company. My hobby is writing about current affairs, celebrities and fashion.

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Heartbreak quotes for the broken hearts

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Heartbreak quotes – “Life lives, life dies. Life laughs, life cries. Life gives up and life tries. But life looks different through everyone’s eyes.”

 

Heartbreak quotes – Have you ever felt something inside you say just move on,well i fell the way everyday and if a guy breaks up with you then you were not meant to be together if he can’t handle you at your worst then he does not deserve you at your best.

 

Love lasts about seven years. That’s how long it takes for the cells of the body to totally replace themselves.

 

Heartbreak Quotes But I’ve opened my eyes and wiped away what I thought I knew about fairy tale endings. You’re never going to treat me like I deserve, so I’m leaving this story behind as unfinished. I will find someone who will always love me, and never make me beg for them to stay.

 

Heartbreak Quotes “You want me to act like we’ve never kissed, you want to forget; pretend we’ve never met , and I’ve tried and I’ve tried, but I haven’t yet… You walk by, and I fall to pieces.”

 

When one door closes another door opens; but we so often look so long and so regretfully upon the closed door, that we do not see the ones which open for us.

 

Lying is done with words and also by silence.

 

She’s got him falling head over heals for her and I can’t even get him to stumble..

 

Quotes – To be honest with you, I don’t have the words to make you feel better, but I do have the arms to give you a hug, ears to listen to whatever you want to talk about, and I have a heart; a heart that’s aching to see you smile again.

 

“When some things go wrong, take a moment to be thankful for the things still going right.”

 

The thing that hurts the most about a broken heart, is the fact that no matter how hard you try, you can’t remember yourself before.

 

It is only when I realized I could lose you that I realized I could never lose my love for you.

 

Some of us think holding on makes us strong; but sometimes it is letting go.

 

I’m sleeping my way out of this heartbreak with anyone who will lay down.

 

You can close your eyes to things you don’t want to see, but you can’t close your heart to the things you don’t want to feel

 

Everyone’s heartbroken nowadays.

but i mean, we all just gotta move on. what’s the point of reminiscing when you know the person is no longer worthwhile, when they’re no longer who they used to be, when their heart is somewhere else? do you think they still care for you, still sit there thinking about you? because frankly, they don’t.

 

For all sad words of tongue and pen, the saddest are those ‘It might have been.’

 

It is a curious sensation: the sort of pain that goes mercifully beyond our powers of feeling. When your heart is broken, your boats are burned: nothing matters any more. It is the end of happiness and the beginning of peace.

 

 I was never one to patiently pick up broken fragments and glue them together again and tell myself that the mended whole was as good as new. What is broken is broken – and I’d rather remember it as it was at its best than mend it and see the broken places as long as I lived.

 

Trying to forget someone you love is like trying to remember someone you never met.

 

 

Heartbreak Quotes – All the cute Heartbreak Quotes for your broken heart.

Getting The Best Annuity Quotes Online

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Choosing an annuity is an important decision because it determines your financial future. All of your life you work for your income and suddenly the ability to choose what you earn is taken out of your hands. However, you still have control of what kind of annuity you decide to have. This is an important decision and you should use the open market option (the right to shop around) to make sure that you make the very best decision for you and your money.

Viewing annuity quotes online can be very beneficial as you can get a greater outlook over what the market currently can offer you. The online tools allow you to type in your details and figure out how much a few extra years of work would impact your retirement plans and the amount of income you could receive through your annuity.

By searching for annuity quotes online you might realise that you are eligible for an enhanced annuity rate which your current pension provider did not make you aware of. You can receive an enhanced rate if you have a medical condition, employment history or other reason why your life expectancy might be shorter than the average person of your age. You can even get smoker annuity rates that are higher than the normal rates.

This allows the pension company to calculate an annuity which they estimate they do not have to pay out for you for as long as the average person. One example is if you live in a poorer area than the national average where life expectancy is lower.

Using the internet not only allows you to access more information on annuities but it also helps you to realise what other companies can offer you. Annuity contracts can be different and different providers, especially independent or  specialist providers, may be able to offer you a different type of contract to the average high street provider. For example, joint annuities have become popular lately as it allows partners to be included in the annuity. This offers peace of mind to many couples who want the other to be cared for when they die.

One pension company said, “We like to encourage our customers to use the open market to find competitive deals. This allows them to really become well informed on what the market can offer and gives them the security they need that their money is going into the right place.”

Want to use a free online annuity calculator? Visit http://sigmaannuities.co.uk for all your annuity needs. They are chartered financial planners and can offer you independent pension and retirement advice.

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