Posts

Financial Planning – Five Critical Steps in Financial Planning

/in , /by

1. Gather and Prepare Your Personal Financial Situation Status Quo

This kind of information can depend a lot on you as an individual, but it usually has to do with…

— your investments,

— your insurance policies (life, health, long-term care, property, liability, etc.),

— your retirement benefits,

— your tax situation (income tax, estate tax, gift taxes, etc.),

— your will or trust,

— your other estate planning information,

— your powers of attorney,

— any other financial information or documents you may need.

It’s helpful for you to put together some simple personal financial statements. These can be much like those that are used in business. They might include your personal balance sheet, an income statement, and other relevant statements.

In the case of a balance sheet and income statement, the assets and liabilities, as well as your income and expenses, are included in the statements. These can be combined, for example in the case of husband and wife, or separate income statements and balance sheets could be put together for each person in your family.

If you are using a professional, they may have forms already made up that you can use for these purposes.

2. Identify Your Goals and Objectives

This will take some thought, and is one of the most important foundations to your financial planning.

Put some time and thought into it, and the rest will fall into place much better.

3. Compare Your Current Scenario With Alternative Ways To Handle Each Part of Your Financial Planning

Relate it to your goals and objectives. Get the advice and information you need from others, including professionals, and make decisions for changing what is the status quo.

4. Develop and Put Into Place Your Plan

Not someone else’s plan, but YOUR plan.

Putting together the facts of your current situation, your potential future situation, your goals and objectives, and looking at those alternative ways of handling your case, you can lay down a plan that, while flexible, will act as a map for your future years in planning your finances.

5. Review and Revise Your Plan As Needed Periodically

Don’t think of your plan as carved in stone. Things change. Circumstances change. YOU change.

There may be family occurrences like marriages, divorces, deaths, births, changes of occupation, varying economic conditions, and many other things that enter into making financial planning decisions.

Put these five steps into play, and you’ll be glad they did. Read more. Absorb lots of information. But don’t let it paralyze you. Information plus action will take you a long way.

Go to http://www.Alimbo.com/finance for FREE information to help your personal finances. Ronald Allen is your guide to helpful Personal Finance information.

Critical success factors for project risk management

/in , /by

Video Rating: 0 / 5

Risk is part and parcel of any project. Risk identification, analysis and management are the foundations of successful project management.Successful project …
Video Rating: 0 / 5

Liquid Networx CEO to Speak on Critical Mass: Coast to Coast

/in , /by


San Antonio, TX (PRWEB) August 07, 2013

San Antonio telecom lifecycle management solutions provider Liquid Networx is pleased to announce that CEO Don Douglas is scheduled to appear on http://www.OCTalkRadio.net’s most successful and longest running business talk show, “Critical Mass: Coast to Coast.” The show will air live on Thursday, August 15, 2013 from 5:00-6:00 p.m. Central Standard Time. Subject matter will include what Liquid Networx does and how the company is differentiated in the marketplace, key challenges and lessons learned in Douglas’s career as CEO, plus his passion for startup businesses as an angel investor and mentor.

“Critical Mass: Coast to Coast” is a nationally syndicated Internet show for informed executives, hosted by Ric Franzi, author of “Critical Mass: The 10 Explosive Powers of CEO Peer Groups.” As part of Franzi’s ongoing commitment to help CEOs and business owners make better decisions, he presents his national audience with a variety of thought leaders on the fast-paced radio show.

“One reason we’re looking forward to having Don on our show is because of the importance he places on mentoring new entrepreneurs. Don has built a strong company with more than 10 years of year-over-year growth through a strong work ethic and the ability to find and hire smart people. He understands the value of giving feedback and sharing lessons learned with the next generation of entrepreneurs,” said show host Ric Franzi.

Douglas has assisted companies around the globe in various industries using an extensive knowledge of Information Technology (IT) and communications. He has worked in a variety of capacities such as programmer, project leader, network manager, manager enterprise systems, and director of IT. In 2003, Douglas returned to his roots and the company he helped start as a 14-year-old. In the past ten years at the helm of Liquid Networx, his technical background has helped to craft the company into an established telecommunications lifecycle management organization with a vertical focus on IT compliance consulting, network management, TEM, audit, products and solutions. During this time, the company has grown dramatically and won recognition and awards from clients and partners alike. Having existed in the technology field from such an early age, Douglas enjoys helping startups and existing businesses alike to find new ways to grow. He brings a unique perspective to trends and investing thanks to his passion for innovation and understanding of value.

In addition to the live broadcast, “Critical Mass: Coast to Coast” is also available through Apple’s popular iTunes music service as a business podcast as well as http://www.podbean.com on Podbean.com and other popular podcasting services.

About Liquid Networx

Liquid Networx goes beyond traditional telecom, network, compliance and security solution providers in designing, deploying and managing secure networks. We satisfy current requirements while bringing decades of telecom and data security best practices to bear in support of business growth. Our award-winning telecom lifecycle management approach is the product of attention to operational excellence and a highly certified team. Headquartered in San Antonio, Texas, we provide tremendous expertise to corporate customers throughout the United States and abroad.

Liquid Networx brings not only capability but flexibility to managing the lifecycle of network and telecommunications products and services. Our solutions include managed services, PCI compliance, unified communications, audit, design, consulting, compliance, help desk, implementation, training, monitoring, disaster recovery, colocation, data center services, cloud migration, and spend optimization services.

For more information, contact us at 1-866-LiquidX or email sales(at)liquidnetworx(dot)com. On the Web, visit http://www.liquidnetworx.com.

###







Find More Angel Investors Press Releases

UMMC Shock Trauma and Critical Care Expansion

/in , /by

In this 12-minute video, Leonard Taylor, Vice President of Facilities and Project Executive for the Shock Trauma, Emergency Care and Critical Care Expansion Project at the University of Maryland Medical Center, discusses the excitement felt throughout the Medical Center as the construction begins. The building is scheduled to open in 2013. Taylor explains the Medical Center’s need for this expansion, including increased patient volumes to the R Adams Cowley Shock Trauma Center and an overwhelmed emergency department. He touches upon some of the new features that the new building will offer, including 64 additional critical care beds, 10 new operating rooms, a new pathology lab and a new helipad, while also addressing how these features will benefit the local and statewide community. Taylor also emphasizes the sustainable practices to be used both during and after construction in the new building. He said UMMC is applying for LEED (Leadership in Energy and Environmentally Efficient Design) certification from the US Green Building Council as a “green” building, reflecting UMMC’s commitment to operating in a healthy, safe and environmentally friendly way. Related Links: Building for the Future www.umm.edu UMMC Shock Trauma/Critical Care Expansion www.umm.edu Federal Dollars Boost UMMC Expansion www.umm.edu Green Construction Begins www.umm.edu Distributed by Tubemogul.
Video Rating: 0 / 5

In honor of the Non-GMO Challenge for Earth Month, Non-GMO Project Executive Director Megan Westgate shares some of the things she and her husband Noah do to live a non-GMO lifestyle on their 5-acre homestead in Bellingham, WA. From the greenhouse to the chicken coop to the pantry, get tips and inspiration for your own non-GMO commitment.

How to Start a Cleaning Business – The Critical Importance of Systems

/in , /by

Article by J. N. Johnson

How to Start a Cleaning Business – The Critical Importance of Systems – Business – Small Business

Search by Author, Title or Content

Article ContentAuthor NameArticle Title

Home
Submit Articles
Author Guidelines
Publisher Guidelines
Content Feeds
RSS Feeds
FAQ
Contact Us

Take a close look inside any service business startup, and you’ll very often see the same picture. An owner/operator stuck balancing the drive for new business and getting existing business serviced, all the while trying to pay the bills and answer phones. One of the recurring themes that you’ll hear from us at the How to Start a Cleaning Business Blog is the importance of putting systems in place early on so that all parts of the business function smoothly whether you’re there or not.

Every aspect of the business needs to be systemized in the company’s infancy so that down the line you’re offering a consistent product at a reasonable price, growing your business steadily without pulling your hair out, and getting paid to do the work that you’ve just finished.

Here are three of the most vital areas of the cleaning business startup that need to be systemized when the doors open.

Develop a marketing strategy

Many cleaning business entrepreneurs immediately shy away when we begin discussing marketing. It’s one of the areas that they know they need to dial in and focus on, but don’t have a clear enough picture of what should be happening with marketing to take control of it. We’re not saying that you need to spend vast sums of money on marketing here. But before you spend $ 1 on ANY form of marketing or advertising, you need to understand your demographic and your market so that once that first marketing dollar leaves your wallet, you can effectively evaluate whether or not it was money well spent. You’re never going to get it right each and every time you employ a marketing strategy. That’s why you MUST be able to evaluate your efforts.

Develop an operational checklist

It’s an inevitable situation. You start the business cleaning properties yourself along with your two trusty employees. Then you get the call that your child is sick and needs to be picked up from school. You leave your two fantastic employees to finish the last three houses of the day and that evening, the calls start to come in. They missed the master bathroom at the Jones house. They completely forgot the kitchen counters at the Smith residence. And guess who gets to go back and literally “clean up the mess” tomorrow. Yes, you do. An operational checklist is absolutely critical in the cleaning industry. When you go to McDonald’s do you think they just guess at how long to cook your fries or what they’ll put on your hamburger for toppings? No, they don’t. They deliver the same product each and every time. And you must do that as well in order to manage and meet customer expectations.

Employ a communications strategy

Far too many cleaning business owners are coming close to the edge of sanity each and every day trying to balance operations and coordinating communication with prospective customers and existing clients. There is no excuse for this in the year 2010. With email, websites, and web based phone systems as easy to set up as they are now, there is no excuse for you taking each and every customer question, quote request, and follow up call while in the field. You need to put a communications strategy in place and then ensure that your customers and prospects know the appropriate channels to communicate with your business.

At the How to Start a Cleaning Business Blog, we’re confident that taking the time to think these strategies and systems out in advance will save you much frustration and time once you’re off the ground with your cleaning business. We’ve seen these simple principles in action and they are incredibly effective.

About the Author

J. N. Johnson has been involved in the service industry for 16 years and has assisted in guiding service startups of all types.

http://www.ehowtostartacleaningbusiness.com/

http://www.ehowtostartacleaningbusiness.com/how-to-start-a-cleaning-business/how-to-start-a-cleaning-business-%E2%80%93-the-critical-importance-of-systems

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

J. N. Johnson


RSS Feed


Report Article


Publish Article


Print Article


Add to Favorites

Article Directory
About
FAQ
Contact Us
Advanced Search
Privacy Statement
Disclaimer

GoArticles.com

American Academy of Dermatology Launches Mission Critical Global Association …

/in , /by

American Academy of Dermatology Launches Mission Critical Global Association …
The new website is instrumental in the association's strategy to build and support an innovative, comprehensive web experience management foundation. Bridgeline's iAPPS Product Suite is the industry's leading Web Experience Management (WEM) solution …
Read more on MarketWatch (press release)

New ICT Academy Targets Software Development
Nyirishema said government through RDB has developed a Business Process Outsourcing (BPO) strategy and was in the process of trying to attract investors in the sector. "BPO is a sector that we (government) want to develop and the prerequisite …
Read more on AllAfrica.com

Music Startup Academy to bring entrepreneurs together
Next month, the academy will go to Los Angeles. The New York City Music Startup Academy sold out six sessions over six weeks, with 75 to 100 attendees at each session, according to Bill Wilson, vice president of digital strategy and business …
Read more on The Tennessean

Is the world ready for another good 'Titanic' cry?
"Titanic 3D" will not likely reach the box office heights of the film's initial release — industry analysts expect it to open at $ 25 million to $ 30 million in the US But the movie will serve as a strong test case for the business model of 3-D …
Read more on Los Angeles Times