SAP BPC 10.1 'unified' live demo: Chapter 03 – BPC model

The demo does not provide audio. A detailed description of the demo steps can be found here:…
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Model with business brain Natasha Oakley started wearing A Bikini A Day and …

Model with business brain Natasha Oakley started wearing A Bikini A Day and
Now her business action plan appears to have moved into another phase after she was caught on the beach in a skimpy black bikini by Splash picture agency. And as new fans are added to the … for a good while yet. To view Natasha Oakley's blog click here.
Read more on The Daily Telegraph (blog)

Marketers Need A Number Too!
Marketers Need A Number Too! image marketers need a number too blog image resized resized … Start by setting an overall business plan, say having one new client a month or increasing revenue X amount by the end of the year. Then work backward to …
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Share And Staples Present The Best 3D Printable Model

(PRWEB) December 18, 2013

3D artists had been challenged by and Staples in the Staples 3D Printing Challenge. Artists were invited to rethink the whole concept of the print-ready 3D models and design models which could be printed out of paper and sold at Staples 3D printing service MyEasy3D.

Designers took innovative approach to create 3D printable models. It was a difficult task to create a 3D printable object which could be printed of paper. However, some of the artists found solutions and submitted brilliant models.

“We are really happy to see such an enthusiasm from our members. Some of the models were more than amazing. Also, it was nice to have such a partner like Staples alongside. They helped 3D artists of our community to become known worldwide,” says Marius Kalytis, CEO of

Felix is the author of the best 3D printable model called “The Brain”. He will be awarded with 1,000 EUR prize and a 12 months Designer subscription valued at 900 EUR to MyEasy3D store. The 1st runner-up is Matt Bagshaw, author of “Sleepy Kitten”. He will get 6 months subscription valued at 450 EUR, while the 2nd runner-up is Michelangelo, author of “Gautama Buddha”. He will get 3 months subscription valued at 225 EUR. Therefore, the best 3D printable models will be available not only to the community of 3D artists, but also to the huge clientele of Staples.

Staples launched the online 3D printing service MyEasy3D in September 2013. The service gives Staples clients an opportunity to print a desirable 3D model using MCor paper-based 3D printing technology. MCor Iris 3D printer provides low cost, high-quality eco-friendly 3D printing using paper as the material and printing objects with more than 1 million colors.


CGTrader is a community-based 3D model marketplace founded in 2011. The company’s vision of democracy and liberating the market has attracted investors and in early 2013 CGTrader raised 185,000 EUR from venture capital fund Practica Capital. The company currently has more than 45,000 3D models uploaded to the digital library and more than 30,000 registered united users from all around the world.

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Marco Rubio Whines About Stimulus Five Years Later But Still Has No Ideas To
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HO Scale Model Railroad Layout Update 30.12.2013

HO Scale Model Railroad Layout Update 30.12.2013

Well, as many of you already know I have been completely reworking my plans. I have been crowd sourcing my design with the help of the Model Rail Radio Podca…
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Crowd-funding as an investment model

The origins of crowd-funding

Crowd-funding is an internet-inspired means of raising money for a project or business from the mass market.  It is a relatively recent concept that has its origins in community and arts-based projects which members of the public are inclined to support for benevolent reasons. 
For example, a crowd-funding internet site might seek to raise £100,000 over a period of 30 days to help fund the making of a film.  If the website users subscribe the cash, they would receive acknowledgement that reflected the scale of their contribution – a £200 donation might be rewarded with tickets to the premiere and a £1,000 donation might lead to dinner with the director.
This “charitable” crowd-funding model has gathered pace and the sums of money raised have caught entrepreneurial eyes that see the potential for crowd-funding to explode into a major socio-economic phenomenon.  The key to unleashing such an explosion is through returning financial rewards to investors for their money.
Crowd-funding as an investment model
Different crowd-funding investment models are evolving, creating a new breed of retail “armchair dragons”.  The investment models can either take the form of debt (where the website user lends money to a crowd-funded business) or equity (where the investor becomes a shareholder in the crowd-funded business).
The crowd-funding investment model provides a greater rate of return than retail investors are likely to receive from investing in listed bonds or shares. It is also cheaper for the businesses than bank borrowing or institutional investment.  The investors can remain passive, as the crowd-funding website operator attends to investor protection issues, such as debt recovery and vetting the underlying business.
Barriers to crowd-funding investment
Crowd-funding as an investment model faces challenges in the form of existing consumer protection regulation.  The UK Government has signalled that it is interested in reviewing legal and regulatory barriers to crowd-funding. However, any relaxation of consumer protection measures will be subject to careful scrutiny to mitigate against the increased risk of public scandals resulting from fraud or poor book-keeping.
The obvious subject of a crowd-funding regulatory regime is the crowd-funding website operator.  As lending to non-consumer businesses is not regulated in the UK, the debt-based investment model escapes the majority of financial services regulation.  However arranging equity investment constitutes activity that is regulated by the Financial Services Authority (FSA) – soon to become the Financial Conduct Authority. 
Operators of equity-crowd-funding websites will therefore generally need to comply with financial services conduct of business requirements, such as assessing the appropriateness of investments for investors and holding client money in segregated accounts.  Whilst there are structures that enable operators to avoid becoming authorised, such structures can place significant technical and reputational restrictions on the operator’s ability to develop.
Even where the website operator seeks authorisation from the FSA, the current regulatory regime does not permit the promotion of crowd-funding “projects” to the general public, where the project concerned is not housed within a corporate structure.  For example, an authorised crowd-funding website operator could not arrange investment by the general public into a computer game, where the investors would receive a share in the net profits generated by games sales.  This is because of the prohibition on promoting “unregulated collective investment schemes” (more commonly referred to as “investment funds”) to the public.
The existing regulatory culture of assessing the individual circumstances and knowledge of investors does not sit well with an objective to open up the equity-based investment model to the mass-retail market.  This arises from the difficulty firms face in devising cost-effective processes that adequately vet individuals making micro-investments of, say, £10.

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